Effective Date: 1 May 2026

1. Acceptance of Terms

By accessing and using PlayBalance Hub ("the Website"), you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please do not use this website.

2. Educational Purpose Only

PlayBalance Hub is an educational resource only. All content on this website is provided for informational and educational purposes. Nothing on this website constitutes gambling advice, financial advice, legal advice, or medical advice.

3. Age Restriction

This website is intended for adults aged 18 years and older. By using this website, you confirm that you are at least 18 years of age. We reserve the right to deny access to any user who we reasonably believe to be under 18.

4. No Gambling Services

PlayBalance Hub does not:

• operate a casino, sportsbook, or any gambling platform;
• accept deposits or process any financial transactions;
• provide casino bonuses, free spins, or real-money promotions;
• guarantee gambling outcomes or offer winning strategies;
• direct users to specific gambling operators for commercial purposes.

5. Accuracy of Information

We strive to provide accurate and up-to-date educational information. However, we make no warranties or representations about the completeness, accuracy, or reliability of any content on this website.

Gambling laws and regulations vary by jurisdiction. Users are responsible for ensuring that their use of gambling-style entertainment is lawful in their country or region.

6. User Responsibilities

By using this website, you agree to:

• use the website only for lawful purposes;
• not attempt to misuse, interfere with, or disrupt the website;
• not submit false information in the consultation form;
• accept full responsibility for your own gambling-related decisions.

7. Disclaimer of Warranties

This website is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. PlayBalance Hub disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

8. Limitation of Liability

To the fullest extent permitted by law, PlayBalance Hub shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of this website or reliance on any information provided herein.

9. Third-Party Links

This website may contain references to external resources. We are not responsible for the content, privacy practices, or accuracy of any third-party websites.

10. Intellectual Property

All original content on PlayBalance Hub, including text, design elements, and educational materials, is owned by or licensed to PlayBalance Hub. You may not reproduce, distribute, or create derivative works without prior written permission.

11. Changes to These Terms

We reserve the right to modify these Terms of Use at any time. Changes will take effect immediately upon posting to the website. Continued use of the website constitutes acceptance of the revised terms.

12. Governing Law

These Terms of Use shall be governed by and construed in accordance with applicable law. Any disputes shall be subject to the exclusive jurisdiction of the relevant courts.